Virtual Terminal Canada | Online Payment Processing

Built for Modern Commerce

One Platform. Every Payment. Total Control.

Versatile & Flexible Payments

Converge Mobile Payments operates in a secure, fully hosted environment that enables fast upgrades, seamless connectivity, and long-term reliability — without the cost or complexity of third-party providers. Backed by over 20 years of industry experience, Converge is a trusted and stable solution designed to grow with your business.

The platform transforms any PC into a virtual payment solution, supporting in-person, mail order/telephone order (MO/TO), and e-commerce transactions. Businesses can easily scale across locations and users while maintaining operational simplicity.

Multiple Sales Channels

Converge supports a wide range of sales environments, making it easy to accept payments wherever your customers choose to transact. It integrates seamlessly with shopping carts through secure Buy Button functionality and supports face-to-face retail operations through third-party software integrations.

Whether transactions occur online, over the phone, or in person, Converge ensures consistent, secure processing across all channels.

Broad Payment Acceptance

Converge processes a full array of payment types, giving businesses maximum flexibility and customer convenience. Supported payment methods include credit cards, PIN-based debit, electronic benefits transfer (EBT), electronic checks, and gift cards.

The platform also supports Dynamic Currency Conversion (DCC), allowing customers to pay in U.S. dollars or their home currency in both physical and e-commerce environments — unlocking a new revenue stream for merchants.

Secure & Intelligent Data Management

As a fully hosted solution by Elavon, Converge significantly reduces your security liability while ensuring compliance with card association standards — without the need for costly audits.

Businesses can establish transaction rules to automatically process routine activity while flagging exceptions for review. Advanced controls include IP-restricted access, role-based permissions, encrypted data transmission, and detailed transaction histories with powerful reporting and trend analysis tools.

Efficient & Cost-Effective Operations

Converge leverages your existing PCs and internet connections, eliminating the need for dedicated payment terminals or phone lines. Transactions are processed in as little as three seconds over a high-speed, always-on connection.

The platform supports real-time processing as well as delayed settlement, allowing businesses to authorize transactions at the time of sale and submit them later without re-entering data — ideal for MO/TO and delayed delivery environments.

Reliable, Easy & Scalable

Accessible from any internet-connected PC, Converge requires no software installation, special hardware, or network configuration. Its intuitive, browser-based interface is easy to navigate and includes built-in, screen-sensitive help for instant support.

The platform supports up to 5,000 users and Merchant IDs, scales effortlessly as your business grows, and includes free software upgrades, new releases, and technical support — significantly lowering total cost of ownership.

Process payments anywhere with confidence.

Your Device. A Complete Virtual Payment Terminal.

One Platform. Every Payment. Total Control.

Ready to lower your merchant fees?

Transparent pricing.
No surprises.

Divvia

Process payments anywhere with confidence.

Your Device. A Complete Virtual Payment Terminal.

One Platform. Every Payment. Total Control.

Ready to lower your merchant fees?

Transparent pricing. No surprises.

Divvia

Transparent pricing.
No surprises.